Church Insurance Company

Church Insurance Company

Rod Webster, Vice President for Church Insurance Company (CIC), invited me to attend their annual Diocesan Leaders Meeting which was held last week in Bennington, Vermont. Since they pay all travel costs and are known to present a high quality, high content program I was delighted to attend.

Since I began working in the Office of the Bishop, I have been impressed by the attentiveness of our local representatives from CIC, Holly McAlpen, Vice President for Client Services, and Gail Graham, Client Representative. They are not only quick to return calls and answer questions, but I find they often anticipate our needs before we do. I know many of you have interacted with both Holly and Gail and I have received very positive feedback from you as well.

The Diocesan Board of Directors mandates that all churches and diocesan institutions purchase property and casualty coverage through CIC. They do this because it is important that our churches are adequately covered in the event of a loss and we are confident that CIC will go the extra mile for us. Churches have particular needs that are more effectively met by a company specializing in fine arts, architecture, and other areas of risk unique to our environment.
Another reason for this mandate is that our churches also share in the diocesan blanket for buildings and contents of $115,257,835. After experiencing the devastating losses of our recent fire we have had an opportunity to understand just how valuable this additional coverage can be. If a church decided to purchase insurance coverage independently it wouldn’t share in this blanket and the claim would be limited to values stated in the policy.

While in Vermont I heard presentations on a number of topics ranging from property appraisals to building and stained glass restoration to reinsurance and information on catastrophe coverage. I connected with employees of CIC and their vendors and have a better understanding of who to call for the quick answer when I have questions.

The Diocese already benefits from the Episcopal Safety Program in which CIC provides funds to our diocese to perform risk assessments which can be helpful in identifying hazards in and around our properties. The Rev. Dan Williamson, a retired priest in our diocese, currently performs these assessments and many of you have received a visit from him. Once he completes an assessment a report is distributed to your church as well as the diocesan office. We hope you find these reports helpful and will use them as a guide in the management of your properties and personnel. Many recommendations are quick fixes and being attentive to these shows care and respect not only for your church property but for your employees, congregation members, and visitors.*

For me, the big take-away from this meeting is an on-line disaster planning program presented by Dave Mistick of Circumspex. I’m looking forward this summer to preparing a plan for our office and would be happy to assist congregations who would like to do the same. There are a number of simple things we can do in advance of a disaster to save time and heartache if and when the need arises. Why not take a little time to this summer to become prepared?

*Are you aware of the Illness and Injury Prevention Program (Safety Plan) template provided on our website? You can find this template here. California state law requires such a plan, but the real reason we have it is because we care about the safety of our employees and volunteers.

1 comment (Add your own)

1. Mattie wrote:
Intelligence and simlpciity - easy to understand how you think.

Wed, February 1, 2012 @ 7:42 PM

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